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FIGHTING THE RUNAROUNDWe reviewed Torine's extensive call sheet and the warranty, and then we did some poking around. HMS National is a brand of Cross Country Home Services CCHS, whose warranties are underwritten by HomeSure of America. Making the names a little more complicated, HMS is in the process of rebranding to a new name: Cinch Home Services. This all matters because a company's reputation is linked to its name. Name changes and corporate layers, like in this case, make it hard for consumers to research a company. The Better Business Bureau shows more than 2,300 complaints against HomeSure.

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For example, you may need to replace your septic system.

Our listing is based on several important factors such as individual testimonials, reviews, reliability, BBB Better Business Bureau ratings, pricing, dependability and overall customer satisfaction.

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Based on extensive research, we covered the top home warranty companies in this guide.

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